Mortgage loans are also commonly known as loans against property. A mortgage loan can be used to either buy or build a house or refinance a property. Refinancing refers to getting a new loan for a property while the original loan is still being repaid. It is usually done to get a loan with better terms an innovative combination of a loan and overdraft facility with flexible repayment options against the security of your immovable property. Check out your loan against property eligibility and get exclusive add on benefits and tax benefits.