Gold loan

0.80% P.M

About Gold loan

A gold loan is a method of availing finance/loan against your gold ornaments or jewellery such as bangles, necklaces, bracelets, earrings, pendants, watches, gold coins, etc. Any Indian citizen can avail a gold loan from banks or non-banking financial institutions (NBFCs) and generally the age criteria ranges from a minimum of 18 years to a maximum of 75 years. This might vary from lender to lender. You can determine the gold loan interest by subtracting the principal loan amount from the total outstanding. You can also take the assistance of a gold loan interest rate calculator to know about the same and learn how the interest rate alters EMIs and total outstanding amounts. Gold loan documentation includes identity proof, address proof, proof of ownership of the pledged assets, and other documents depending on the lender’s norms. Documents required for personal loan include PAN, identity proof, address proof, and income proof and bank statements.

Gold Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.

 

Age

Age Requirement is 18 Years to 75 Years

Gold Purity

Minimum Gold Purity 18 Karat

Loan To Value (LTV)

LTV Up To 90% of Gold Valuation.

EMI Calculator

EMI:

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Total Interest Payable:

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